About

I’m Stephen Funderburk, and I lead the Funderburk Mortgage Team at Atlantic Bay Mortgage — right here in the High Country.

With over 22 years in the mortgage industry, I’ve found the most important part of this job isn’t the loan itself — it’s the dreams and lives being shaped by it.

For years, my family vacationed in the High Country and always felt drawn to the people, the beauty, and the sense of community here. Eventually, we stopped just visiting and decided to make this beautiful area our home. It’s been a great decision — and I’m excited to build deeper connections in the place we love.

At the Funderburk Mortgage Team, we bring creative solutions, clear guidance, and a long-term mindset. Our goal is to make home financing simple, personal, and collaborative — and to support professionals who want to grow their business while serving with heart.

Whether you’re a fellow Chamber member, a local agent, or just someone who wants to swap stories over coffee — I’d love to connect.

The Funderburk Mortgage Team has over 100 years of combined experience providing personalized mortgage services tailored to our client’s specific home-buying needs